#rbi

Times of India | Loans outrun deposits, margins dip AI generated summary, Read the full article for complete information. Indian banks are facing a paradox in which credit growth (about 16% system‑wide) is exceeding deposit growth (around 12.3%), yet net interest margins are being squeezed. The traditional low‑cost funding source—current‑account and savings‑account (CASA) balances—is shrinking as savers move money into equities, mutual funds, gold and real‑estate, forcing banks to rely increasingly on costlier retail term and bulk deposits. Both SBI and Bank of Baroda have reported double‑digit growth in term‑deposit volumes (roughly 14‑15%), but the higher rates paid on these funds are raising overall funding costs and compressing margins. Executives from SBI and Bank of India acknowledge a structural shift in the “colour” of deposits, with funds flowing out of the banking system into other asset classes, intensifying competition for high‑quality borrowers and putting additional pressure on profitability. Read more: https://timesofindia.indiatimes.com/business/india-business/loans-outrun-deposits-margins-dip/articleshow/130998761.cms #SBI #RBI #CSSetty #RajneeshKarnatak #DebadattaChand

Times of India | RBI scraps licence of Paytm Payments Bank AI generated summary, Read the full article for complete information. The Reserve Bank of India abruptly revoked Paytm Payments Bank’s banking licence on Friday, ordering its immediate winding‑up in the High Court. RBI said the bank’s affairs were “detrimental to the interest of the bank and its depositors,” citing a management style “prejudicial to depositors and the public interest” and repeated failure to meet licence conditions. Although the bank has sufficient liquidity to repay all deposits, it has been operating as a runoff entity since 2022 after successive bans on new customers, deposits, credits, and wallet top‑ups. RBI is directing the bank’s winding‑up while allowing UPI transactions to continue through partner banks (Axis, Yes, SBI) and noting that the wallet business and debit‑card operations will gradually be phased out. The move is expected to heighten regulatory scrutiny on Paytm’s parent, One97 Communications, and may affect any current or future licences held by its group entities. Read more: https://timesofindia.indiatimes.com/business/india-business/rbi-scraps-licence-of-paytm-payments-bank/articleshow/130507245.cms #RBI #One97Communications #AxisBank #YesBank AI generated summary, Read the full article for complete information.

India's central bank has fined Pine Labs 310,000 rupees (around 3,700 USD) for KYC lapses related to its prepaid payment instruments. The RBI action underscores increased regulatory scrutiny on fintech companies in India as the sector expands rapidly. https://economictimes.indiatimes.com/tech/technology/rbi-fines-pine-labs-rs-3-1-lakh-for-kyc-lapses-on-prepaid-payment-instruments/articleshow/129850646.cms #India #Tech #Fintech #RBI

RBI Non-CSG Recruitment 2026 – Apply Online, Eligibility, Dates | Sarkari Job Desk Get all the essential details for RBI Non-CSG Recruitment 2026 – Apply Online at Sarkari Job Desk, your trusted source for government job notifications and updates. This detailed post covers everything you need to know, including eligibility requirements, age limits, vacancy breakdown, selection criteria, exam pattern, application fee, and a direct link to the official RBI online application portal. If you’re planning to secure a government job with the Reserve Bank of India, our easy-to-follow application guide will help you understand each step of the process. At Sarkari Job Desk, we prioritize accurate, verified information so candidates can apply confidently without confusion. Stay informed about important dates, preparation resources, and recruitment alerts. Don’t miss your chance to apply for the RBI Non-CSG 2026 recruitment — read the full guide, check your eligibility, and submit your application online with expert advice from Sarkari Job Desk. Visit us for more details- https://www.sarkarijobdesk.com/post/rbi-non-csg-recruitment-2026-apply-online #RBI_Non_CSG_Recruitment_2026_Apply #RBI_Non_CSG_Recruitment #RBI #Recruitment_2026