#americanexpress

US Top News and Analysis | Amex adds first-of-its-kind AI benefit: $300 ChatGPT credit for Business Platinum and Business Gold Cards AI generated summary, Read the full article for complete information. American Express has introduced a new AI‑focused benefit for its Business Platinum and Business Gold cards—a $300 annual statement credit for U.S. purchases of the ChatGPT Business subscription, available after enrollment and subject to auto‑renewal. The Business Gold card, with a $375 annual fee, already offers flexible 4× Membership Rewards points in the two top spend categories each month, plus up to $545 in annual credits for services such as FedEx, Grubhub, Office Supplies, Squarespace and Walmart+. The Business Platinum card, carrying an $895 annual fee, provides premium travel perks—including access to 1,550 airport lounges, elite hotel status, and over $800 in annual statement credits for services like Indeed, Adobe, Dell, wireless providers, and the new ChatGPT credit—along with high‑value travel credits for Fine Hotels + Resorts, airline fees and CLEAR+. Both cards require a strong credit score and a legitimate business (including side hustles or sole proprietorships), with welcome bonuses that vary by applicant and are limited to one per card lifetime. The new ChatGPT credit helps offset the cards’ fees for businesses that already use AI services, making the cards more attractive to companies seeking both flexible rewards and cutting‑edge technology benefits. Read more: https://www.cnbc.com/select/amex-adds-chatgpt-credit-business-platinum-and-business-gold-cards/ #AmericanExpress #ChatGPT

US Top News and Analysis | Savings rates drop even without Fed cuts. Here’s where you can still earn 4% on your cash AI generated summary, Read the full article for complete information. Savings rates are slipping even though the Federal Reserve kept its benchmark rate steady at 3.5%‑3.75% in its latest meeting, prompting several major banks—Capital One, Synchrony, Marcus by Goldman Sachs and Ally—to cut the APYs on their high‑yield savings accounts. Meanwhile, Bread Financial and LendingClub are still offering around 4% but are expected to trim rates soon, as they sit well above the peer median. Online banks continue to outpace traditional institutions, with 12‑month CDs from Marcus yielding 4% and shorter‑term CDs from Bread Financial and LendingClub offering 4.15%; longer‑term CDs from American Express and Sallie Mae reach 4% as well. Building a CD ladder across varying maturities can provide flexibility and higher yields, while money‑market funds remain just under 4% (the Crane 100’s 7‑day yield was 3.47% on Tuesday). Read more: https://www.cnbc.com/2026/04/29/savings-rates-drop-even-without-fed-cuts-heres-where-you-can-still-earn-4percent-on-your-cash.html #FederalReserve #VincentCaintic #CapitalOne #Synchrony #GoldmanSachs #AllyFinancial #BTIG #BreadFinancial #LendingClub #AmericanExpress #